Health accounts
Learn more about the health accounts offered by Optum Bank.
With several different health accounts available, it’s important to understand how they work — and which one is right for you.
How we help
HSA
A health savings account (HSA) is a tax-advantaged account that helps you pay for qualified medical expenses.
FSA
A flexible spending account (FSA) helps you budget for expenses you’ll have this year while reducing taxable income.
HRA
Health reimbursement accounts (HRAs) are a way for employers to help offset their employees’ health care costs for eligible expenses.
MSA
A Medicare Advantage Medical Savings Account (MSA) helps you pay for your qualified medical expenses.
Transportation
A simple and convenient way to pay for qualified commuting expenses while you save on taxes.
Health account comparison
Take a look at how an HSA, FSA and HRA compare.
Whenever you have small kids, having that Optum Bank® card for emergencies is absolutely fantastic
– Optum Bank account holder
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