Signing in to your Optum Bank Account
Sign in to your Optum Bank account to access your account balance, make a contribution to your Health Savings Account (HSA), pay claims, review statements and more. Optum Bank uses HealthSafe ID to make signing in easy and secure. If you have UnitedHealthcare health insurance, you probably already have a HealthSafe ID. You can use the same username and password to sign in to Optum Bank.
HealthSafe ID is our leading technology that strengthens website authentication protocols and enhances the security of your account by adding dual-factor authentication so it remains safe and secure.
.
——
No HealthSafe ID? No problem.
Registration is easy and takes less than 5 minutes. Here’ how to get your HealthSafe ID.
- Log on to the HealthSafe ID registration page. (This is a valid URL that is wholly owned and operated by Optum.)
- Provide your name, birthdate, ZIP code, phone number and Social Security number.
- To keep your account secure, you'll need to confirm your information via email, phone number* or text*.
- You will then receive an email, call or text with a confirmation code to verify your account.
*Messaging, voice and data rates may apply
——
Not sure if you have a HealthSafe ID?
If you’re not sure, start the registration form and we’ll let you know if your information is already connected to a HealthSafe ID. We can also help you recover your username or password if you forgot.
Who owns HealthSafe ID?
HealthSafe ID is owned by UnitedHealth Group, which is the parent company of both UnitedHealthcare and Optum. Optum manages the HealthSafe ID solution within UnitedHealth Group.